2195 PALM TREE Punta Gorda, FL 33950

Under contract-accepting backup offers. Waterfront Paradise! Located where the canal meets Charlotte Harbor, this Punta Gorda Isles home offers stunning harbor views and peaceful canal scenes, where you can often enjoy sightings of dolphins, pelicans, and other coastal wildlife. Set in the sailboat section with no bridges to navigate, you're just 1 minute away from open water and direct access to Charlotte Harbor and the turquoise Gulf beyond. Originally built as a 3-bedroom home, this 2-bedroom, 2-bath layout includes a flexible sitting area just off the kitchen that could easily be converted back to a third bedroom. Whether you're looking to create a home office, den, hobby space, or restore the third bedroom for additional sleeping accommodations, the option is already built in. With 80 feet of waterfrontage and a 30-foot concrete dock, this is a boater's dream. The property sits along one of the most active and desirable boating routes in PGI, just moments from the Isles Yacht Club. Relax in your backyard and watch boats cruise by, or head out yourself for unforgettable sunsets and world-class fishing. Step inside to a spacious living room and dining area with a pass-through to the kitchen for easy entertaining. The split floor plan offers privacy, with the primary suite on one side and the guest bedroom and bath on the other. A pocket door separates the guest quarters, creating a private space for visitors. The 40x12 screened lanai invites you to unwind and take in the view. The oversized 2-car garage features a workbench and ample storage space for tools. Updates include a newer roof (2022), HVAC system (2021), and lanai screens (2021). Partial impact windows and full hurricane shutters provide added peace of mind, and a low, transferable flood insurance premium adds even more value. Perfectly situated just minutes from downtown Punta Gorda, Fishermen's Village, Ponce de Leon Park, and with easy access to US-41, I-75, and Punta Gorda Airport. Enjoy a peaceful waterfront lifestyle with shopping, dining, and coastal charm right at your fingertips. Call today to schedule your private showing and experience this incredible waterfront home!